Excess Wear and Tear

Excess Wear and Tear

LaterBank Services offers dealership lease wear and tear coverage that helps protect your customers from unanticipated costly penalties upon the expiration of their lease. Our dealer wear and tear coverage programs cover numerous interior and exterior wear and tear items.

  • Upholstery surface rips, tears, stains and spotting
  • Carpeting rips, tears, stains and spotting
  • Audio equipment, speakers, and systems
  • Paint damage and exterior surface dents
  • Front and rear door, hatch and tailgate rubber seals
  • Bumpers(s), bumper covers, step bumpers and surrounding bumper trim
  • Windshield, window and side glass chips
  • Much more…

Our award-winning training ensures your F&I team can present this coverage clearly, turning protection into real, measurable results.

Lease-End Protection

Shields customers from unexpected charges at lease-end — a product they’ll thank your dealership for.

LaterBank Insured Services

Retail experts providing best-in-class F&I products and dealership growth solutions for automotive dealers nationwide.

2026 © LaterBank Insured Services. All Rights Reserved.